Four simple steps to financial success


As daily living costs creep up, there is ever increasing pressure just to make ends meet. Setting goals and sticking to a budget can be difficult, so let’s look at four easy steps to follow that will help you get ahead.

  1. Understand your cash flow – Your expenditure should be lower than your income.
  3. Start saving – Just $35 a week ($5 per day) will grow to more than $5,500 after 3 years (assuming an interest rate of 2%). If you could save $100 a week, you would have more than $16,000 after 3 years.
  5. Have achievable goals – Think of something you’d really like to change in your life and work as a team with your family to make it happen.
  7. Have regular reviews – Review your position regularly and make the necessary changes as you go.

There are some things in life that we have little control over, so it’s liberating to make conscious decisions and change the things for the better.


If you’d like assistance, please let us know. We have ways of creating cash flow plans that are really easy to do.Today could be the beginning of a new financial life for you!



Claringbold Financial Services is an Authorised Representative of Consultum Financial Advisers Pty Ltd. ABN 65 006 373 995 AFSL No 230323 (Consultum). This is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this document, you should assess your own circumstances or seek advice from a financial adviser and seek tax advice from a registered tax agent. Information is current at the date of issue and may change.


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